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A repossession indicated on the credit report can be a huge roadblock; it may hinder an individual from qualifying for new credit, obtaining a mortgage, or getting the most favorable interest rates. To avoid repossession and safeguard your credit standing,…
The COVID-19 pandemic caused financial hardships for millions, leading to late or missed payments on credit accounts. If you’ve experienced this, you might be wondering how to remove late payments from your credit report due to COVID-related hardships. While late…
Here in this guide, we will outline what you need to do in order to build credit for the first time and set you up right from the start.
Bankruptcy can feel like an insurmountable obstacle on the path to financial recovery, limiting access to loans, rental apartments, and even certain jobs. While bankruptcies can stay on one’s credit report for years, there are ways to challenge these inaccuracies…
Where debt collection is concerned, the timing of when an agency will report to the credit bureaus is possibly useful to have. A careful adherence to timing is one of the key considerations when dealing with credit score, as well…