Settled accounts on your credit report may impact your credit score and how lenders perceive your financial health. Even though a settled account is marked as “closed,” it may still show a negative payment history or unpaid balance. If you…

Credit score plays a significant role in the current financial context of the economy. Whether you are in the process of getting a loan, mortgage, or simply wanting a better interest rate on credit cards, having a good score does…

Some of the errors that might be found in your credit report can greatly affect your credit status. Such errors can hinder one’s possibilities of acquiring loans, mortgages, and certain types of employment. Fortunately, arguing about mistakes in credit reports…

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Despite the Chase Sapphire Reserve’s obvious value for those with decent to good credit, it’s important to know when Chase reports to credit bureaus if you are working on establishing or rebuilding credit . Like any other financial services providers,…

Debt consolidation is a strong approach relying on having more than one credit, which becomes a problem for some people. However, the question most people have is the effect of this step on credit scores. Should I pay off debt…