Where debt collection is concerned, the timing of when an agency will report to the credit bureaus is possibly useful to have. A careful adherence to timing is one of the key considerations when dealing with credit score, as well…
Refinancing is a common tactic employed by homeowners, car owners and borrowers who want to get new terms on their loans. But one common question that arises during the process is: How does refinancing impact credit scores? It is therefore…
Student loans constitute a double-edged sword. They help students in financing their education and influence credit score. Many borrowers wonder whether, especially if they’ve defaulted or made some mistakes, they can have student loans deleted from their credit report. So,…
Evictions create stress, and a major concern for most renters is the impact on their credit scores. If you have undergone an eviction or are concerned about how it would degenerate your financial future, you are probably asking: Does an…
As you find out on how to manage your credit, it is important that you have to know the factors that are observed in your credit score. One such factor is hard inquiry to credit file This is more pronounced…