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Refinancing is a common tactic employed by homeowners, car owners and borrowers who want to get new terms on their loans. But one common question that arises during the process is: How does refinancing impact credit scores?  It is therefore…

As you find out on how to manage your credit, it is important that you have to know the factors that are observed in your credit score. One such factor is hard inquiry to credit file This is more pronounced…

Credit is crucial, but it is not always easy to figure out the mechanics of how one affects one’s credit score. There’s one important thing that you should know : when your lender reports information to the major credit bureaus. …

Despite the Chase Sapphire Reserve’s obvious value for those with decent to good credit, it’s important to know when Chase reports to credit bureaus if you are working on establishing or rebuilding credit . Like any other financial services providers,…

When you are dealing with tax liens you may ask yourself how these influence credit scores and for how long the said records will be reported. When it comes to practicality this can assist you in making better decisions with…

Student loans constitute a double-edged sword. They help students in financing their education and influence credit score. Many borrowers wonder whether, especially if they’ve defaulted or made some mistakes, they can have student loans deleted from their credit report.  So,…