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Undoubtedly, one of the central widely asked inquiries by those holding some amount of debt is: Does paying off collections help to raise credit score? In this article, however, we will review what paying off collections does to one’s credit…

Bankruptcy is a challenge that may accompany you during your financial life, but it is not for eternity on the credit report. If you learn how to expunge bankruptcy, you are granted a chance of manufacturing a new and better…

Where debt collection is concerned, the timing of when an agency will report to the credit bureaus is possibly useful to have. A careful adherence to timing is one of the key considerations when dealing with credit score, as well…

Credit is crucial, but it is not always easy to figure out the mechanics of how one affects one’s credit score. There’s one important thing that you should know : when your lender reports information to the major credit bureaus. …

Welcome to our comprehensive guide to credit report management and improvement. Your credit report plays a significant role in your financial health, affecting your ability to secure loans, rent a home, or even land a job. Understanding how to maintain…

The COVID-19 pandemic caused financial hardships for millions, leading to late or missed payments on credit accounts. If you’ve experienced this, you might be wondering how to remove late payments from your credit report due to COVID-related hardships. While late…