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Debt consolidation is a strong approach relying on having more than one credit, which becomes a problem for some people. However, the question most people have is the effect of this step on credit scores. Should I pay off debt…

Refinancing is a common tactic employed by homeowners, car owners and borrowers who want to get new terms on their loans. But one common question that arises during the process is: How does refinancing impact credit scores?  It is therefore…

Today, it is equally important to monitor one’s credit report in the financial markets. A credit report is also another crucial document containing information on how you manage loans, credit cards, and other credit related facilities.  The other advantage of…

Here in this guide, we will outline what you need to do in order to build credit for the first time and set you up right from the start.

Undoubtedly, one of the central widely asked inquiries by those holding some amount of debt is: Does paying off collections help to raise credit score? In this article, however, we will review what paying off collections does to one’s credit…

As you find out on how to manage your credit, it is important that you have to know the factors that are observed in your credit score. One such factor is hard inquiry to credit file This is more pronounced…

What is a Credit Report Freeze? Security freeze is another term for credit report freeze and this is a free feature which enables you to limit access to your credit report. This makes it less easy for identity thieves to…

Credit score plays a significant role in the current financial context of the economy. Whether you are in the process of getting a loan, mortgage, or simply wanting a better interest rate on credit cards, having a good score does…